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SELFLEARNINGRAHUL

30 Aug, 2025

Flat vs Reducing EMI Calculator (EIR + Prepayment)

Flat vs Reducing EMI Calculator — EIR & Prepayment

Enter loan details below. Calculator shows Flat vs Reducing, Equivalent (EIR) for flat method, an amortization schedule and prepayment simulation.

Loan Amount (₹)

Annual Interest Rate (%)

Tenure (Years)

Compounding / EMI Frequency

Prepayment Month (0 = no prepay)

Prepayment Amount (₹)

Flat Method

Reducing Method

Equivalent (EIR)

Charts

Amortization Schedule

Month	EMI	Interest	Principal	Remaining Principal

Prepayment Result

No prepayment simulated.

SELFLEARNINGRAHUL

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