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4

SELFLEARNINGRAHUL

7 Aug, 2025

Home Loan vs SIP Benefit Calculator

Loan Amount (₹) Interest Rate (Annual %) Loan Tenure (Years) Monthly Surplus (₹) EMI Share (%) SIP Return Type

Results:

Formula Explanation:

EMI: 🔢 EMI = [P × r × (1+r)^n] / [(1+r)^n – 1]
SIP Future Value: 💰 FV = P × [(1+r)^n – 1] / r × (1+r)
Total Benefit: Interest Saved + SIP Corpus

SELFLEARNINGRAHUL

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